Financial planning
Many people think that financial planning is a once-and-done event that starts with the numbers and ends with investments and pie charts. But that's not what true financial planning is about.
We define true financial planning as a comprehensive, ongoing approach to managing all areas of your financial life that takes into consideration your income, expenses, investments and debt; your short-term and long-term goals such as paying for college or retiring comfortably; your taxes and financial risks such as disability and death; and, finally, leaving a legacy.
What is a personal financial plan?
A personal financial plan is tailored to your unique goals
and contains actionable information and recommendations to
help get you where you want to go.
The elements of a personal financial plan
How financial planning makes a difference
Having a written financial plan can help you feel more confident
and prepared for your future, whether you're nearing retirement
or just starting to save.
The benefits of financial planning
Ameriprise financial planning: Initial year
What can you expect from the financial planning process? During
the first year, you'll go through several steps as you develop
your plan and put it into action.
The first year of financial planning
Ameriprise financial planning: Ongoing years
After the first year, you'll continue to work with a financial
advisor to track your progress toward your goals, making adjustments
to your financial plan along the way.
The ongoing planning process
Workplace financial planning
Empowering your employees to take control of their financial
lives can help you get more out of your employee benefits investment.
Financial planning for your employees
1FPA® and Ameriprise® Value of Financial Planning study conducted by Harris Interactive, August 2008.
Neither Ameriprise Financial nor its representatives or affiliates provide tax or legal advice. Consult with your tax advisor or attorney regarding specific issues.
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Related information
Financial planning fees
How much does financial planning cost? Fees are based on several
factors.
Read
about fees
