Banking & cash management

An Ameriprise financial advisor can work with you to create a plan that includes managing your cash and essential banking services, adding an extra measure of convenience and value to your financial life.

All of our banking and cash management solutions are designed to integrate with your financial plan and streamline your everyday money management needs.

Ameriprise Bank has products and services to meet your borrowing, cash management and personal trust needs, all linked to make your financial life run more smoothly.

Cash management account

The Ameriprise ONE® Financial Account is a brokerage account with cash management features. It connects all the parts of your plan and helps you stay focused on your objectives.
Bring your plan to life

Checking

Smart and simple, our checking accounts and solutions help you manage your cash with features like free online bill pay and overdraft protection.
Manage your day-to-day spending

Savings & money market accounts

Make your money work harder with a competitive interest rate.
Build a financial cushion

Certificates & CDs

Lock in interest rates and enjoy a low minimum opening deposit with certificates and CDs.
Grow your savings

Cards

With exclusive perks, premium services and convenient purchasing options for Ameriprise Financial clients, it makes sense to use a credit or debit card that's aligned with your goals.
Find the card that helps support your goals

Cash account rates

See current rates for Ameriprise® money market, savings and cash accounts.
Current cash account rates

Personal trust services

Ameriprise® Personal Trust Services can help you help you better manage taxes, transfer costs, and create a lasting financial legacy. A financial advisor can coordinate your efforts with our trust department.
Plan your legacy and provide for your family

The Ameriprise ONE Financial Account is a brokerage account with cash management features. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC.

Ameriprise Bank, FSB, Member FDIC is an Equal Housing Lender. Ameriprise Bank provides certain deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial Services are subsidiaries of Ameriprise Financial, Inc. Deposit products are FDIC insured to at least $100,000 per depositor. On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.

Related information
Your current financial situation

Before you decide where you're going and how to get there, you first need know where you are financially.