Lending

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Managing your liabilities is just as important as managing your assets and investments. Whether you're buying a home, refinancing a mortgage, consolidating debt or making a purchase, an Ameriprise advisor can help you choose a lending solution to support your financial goals.

Equity lending for short-term goals

Our low-cost home equity loan solutions let you use the value of your home to cover a short-term need like college tuition or home improvements, while the rest of your assets keep working hard for you long-term.
Home equity lending products

Purchasing or refinancing a home

We offer a wide range of home mortgage products at competitive rates to fit your needs, from buying your dream home to refinancing your current one. The application process is simple, and an advisor can guide you every step of the way.
Home mortgage options

Borrowing against current investments using margin

Margin loans can free up cash to purchase stocks or bonds, make major purchases, start or expand your business, or consolidate debt. Ameriprise Financial offers easy setup and competitive rates. An advisor can help you determine if this is the right solution for you.
Margin lending

Investment products are not insured by the FDIC, are not deposits or obligations of or guaranteed by a financial institution, involve investment risks, including possible loss of principal, and may fluctuate in value.

Mortgage products, home equity loans and home equity lines of credit are offered by Ameriprise Bank, FSB, an Equal Housing Lender, which is a subsidiary of Ameriprise Financial, Inc. Home equity loans and home equity lines of credit are currently not available in Texas.

Ameriprise Bank, FSB, Member FDIC, an Equal Housing Lender, provides certain deposit, lending and personal trust products and services to Ameriprise Financial Services, Inc. Deposit products are FDIC-insured up to $100,000 per depositor. Ameriprise Financial Services, Inc., and Ameriprise Bank, FSB are subsidiaries of Ameriprise Financial, Inc.

Brokerage, investment and financial advisory services are offered through Ameriprise Financial Services, Inc. Member FINRA and SIPC.

Related information

Your financial goals

Ask yourself some key questions to start identifying your big picture financial goals.

Lending

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*Ameriprise helped pioneer the financial planning process. Our unique approach is about more than just numbers, it's both science and art. We have more financial planning clients and more CERTIFIED FINANCIAL PLANNER^TM professionals than any other company in the U.S. based on data filed at adviserinfo.sec.gov and documented by the Certified Financial Planner Board of Standards, Inc. as of December 31, 2007.